Dr. Peter Klenk is Partner in the Practice Group Retail Banking and is responsible for the zeb.Pricing.Excellence.Study. He is also managing national and international projects with focus on pricing and marketing management for zeb clients.
Advanced credit pricing: On the trail of margin drivers
Risk-adjusted pricing of loans ensures in single transactions that individual values are achieved depending on the creditworthiness and collateralization of the customer. Thus, each customer pays for his/her “risk” in case of commercial credits, construction loans or current accounts.