Dear visitors to our Internet portal,
to ensure you feel safe and secure while visiting our websites, we wish to inform you in the text below about the use of your data. We hereby reject the use of contact details published as part of the obligation to provide legal details in order for third parties to send not explicitly requested advertisements and promotional material. The operator of the pages explicitly reserves the right to undertake legal steps in the event of unrequested submission of promotional material, such as spam.

Data use

In order to improve the quality of our websites, we save data about the individual access to our pages. We do this for statistical purposes. These data records consist of

• the page which the file was requested from,
• the name of the file,
• the date and time of the request,
• the amount of data transmitted,
• the access status (file transmitted, file not found),
• the description of the type of used web browser,
• the IP address of the requesting computer, omitting the final three digits.
  

These details are saved anonymously according to the German Telemediengesetz (TMG). It is therefore not possible to create personalized user profiles.

Cookies

Cookies are small files which are saved in the memory of the end device which you use to visit our website. Cookies allow it to retain information for a certain period and to identify the computer of the visitor. To help guide the user and improve the individual performance, we utilize so-called session cookies and permanent cookies. Session cookies are automatically deleted when you close your browser. Permanent cookies remain saved on your computer after you close your browser. You can set your browser to inform you of where cookies are located or to prevent the saving of cookies. If you prevent cookies from saving, parts of our website may not be displayed properly or they may be restricted in their functionality.

Webtracking Tools

For marketing purposes and optimization of the website, we use the following webtracking tools:

Google Analytics

We use the web analysis tool “Google Analytics” to design our websites in accordance with the needs of our visitors. Google Analytics creates usage profiles based on pseudonyms. For this purpose, permanent cookies are stored on your device and accessed by us. This allows us to recognise returning visitors and count them as such.

Google Analytics is provided by Google Ireland Limited. Data processing may also take place by Google outside the EU or the EEA (in particular in the USA). With regard to Google, an adequate level of data protection is guaranteed due to the certification of the provider under the EU-U.S. Data Privacy Framework. Google also undertakes to conclude standard contractual clauses with other sub-processors..

The data processing is based on your consent, provided that you have given your consent via our banner. You can revoke your consent at any time. To do so, please follow [borlabs-cookie type=”btn-cookie-preference” title=”this link” element=”link”/] and make the relevant settings via our banner.

WordPress Stats and opt-out feature

This website uses WordPress.com Stats, a tool for statistical evaluation of user access operated by Automattic Inc., 60 29th Street #343, San Francisco, CA 94110-4929, USA, utilizing the tracking technology from Quantcast Inc., 201 3rd St, Floor 2, San Francisco, CA 94103-3153, USA. WordPress.com Stats uses so-called “cookies”, i.e. text files which are saved on your computer and allow analysis of the website use. The information about your use of the Internet generated by the cookie is saved on a server in the USA. The anonymity of your IP address is ensured immediately after processing and before saving. You can prevent the installation of cookies through a corresponding setting of your browser software; however, please note that you may not be able to fully use all functions of this website. You can reject future data gathering and data use by Quantcast by setting an opt-out cookie in your browser. To do so, follow the link and click “OPT OUT”: http://www.quantcast.com/opt-out. If you delete all cookies from your computer, you will need to set the opt-out cookie again.

MyFonts Counter

For statistical purposes, our website counts the number of page views using a so-called web beacon and then transmit the count to the server of Monotype Imaging Holdings Inc., 500 Unicorn Park Drive, Woburn, MA 01801, USA.

Social Plugins

We enable the usage of social plugins on our website. However, for data protection reasons, we only integrate these social plugins in a deactivated form. Therefore, when you visit our websites, no data is transmitted to social media services.

You can, however, activate and use the social plugins integrated in our websites. For this purpose, we use a solution by which our web server provides all data and functions required to display the social plugin in the first step. Only after you choose to activate the respective social plugin by clicking on the corresponding preview image or icon, will your browser establish a connection to the servers of the provider of the respective social media service as a second step.

If you activate a plugin, the social media service receives in particular your IP address and, among other things, information about your visit to our websites. This happens regardless of whether you have registered an account with the respective social media service. If you are logged in, the data can be directly assigned to your social media profile.

Overall, we have no influence on whether and to what extent the respective social media service processes personal data after activation. However, it is likely that the social media service will create user profiles based on your data and use them for the purpose of personalized advertising. Furthermore, your data will be used to inform other users of the social media service about your activities on our websites.

The legal basis for this integration is your consent if you have given your consent by clicking on respective icon. Please note that the integration of many social plugins means that your data is processed outside the EU or EEA. In some countries, there is a risk that authorities may access the data for security and surveillance purposes without you being informed or having the right to appeal.

If we use providers in third countries without an adequate level of protection and you give your consent, the transfer to this third country is based on Art. 49 (1) (a) GDPR.

If you no longer wish your personal data to be processed by the activated social plugins, you can prevent future processing by not clicking on the preview image or icon of the respective Social Plugin.

Encryption

In order to protect your data against undesired access, we use an encryption procedure on these pages. Your data is transmitted over the Internet from your computer to our server and vice versa via a 128 bit SSL (secure socket layer) encryption. You can recognize this from the closed lock symbol in the status bar of your browser and the https:// in your address bar.

Newsletter

BankingHub regularly dispatches e-mail newsletters to zeb clients and readers who have signed up for our mailing list. We use the Campaign Monitor list provider (404/3-5 Stapleton Ave, Sutherland NSW 2232, Sydney, Australia) for dispatching our newsletter.

If you sign up for our newsletter, the data (name, e-mail address) you have entered for the newsletter registration will be transferred to and stored at Campaign Monitor.

Newsletter subscription and dispatch

You can subscribe to a newsletter on our website. Please note that we need you to provide certain data (at least your e-mail address) for the newsletter subscription.

The newsletter will only be dispatched if you have given us your express consent pursuant to GDPR Art. 6 Para. 1 lit. a. After placing an order on our websites, you will receive a confirmation e-mail to the e-mail address you have provided (so-called double opt-in). You can withdraw your consent at any time. We provide you with an uncomplicated possibility to withdraw, for example, via the unsubscribe link provided in every newsletter.

Within the scope of the newsletter subscription we store data in addition to the aforementioned details, insofar as we need them to prove that you have ordered our newsletter. This may include storing the complete IP address at the time of ordering or confirming the newsletter, as well as a copy of the confirmation e-mail sent by us. We process the relevant data on the basis of GDPR Art. 6 Para. 1 Cl. 1 lit. f. and for the purpose of being able to account for the lawfulness of the newsletter dispatch.

We use the Campaign Monitor list provider (404/3-5 Stapleton Ave, Sutherland NSW 2232, Sydney, Australia) for dispatching our newsletter. If you sign up for our newsletter, the data (name, e-mail address) you have entered for the newsletter registration will be transferred to and stored at Campaign Monitor. The Campaign Monitor service provider is located in Australia, while the data is processed on servers / data centers in the USA. Campaign Monitor offers comprehensive analysis options about how the newsletters are opened and used. These analyses are group-related and will not be used for individual evaluations of the newsletter recipients. Further information on Campaign Monitor and their privacy policy is provided under: http://www.campaignmonitor.com/privacy/.

You can unsubscribe to the newsletter at any time with effects for the future (e.g. via e-mail to bankinghub@zeb.de).

Contact form

If you want to use our contact form, we will need your name and e-mail address. You can share further information, but you are not obliged to do so. We use your data for dispatching demanded information.

Your rights as a user

As a website user, the GDPR grants you certain rights when processing your personal data.

1. Right of access (Art. 15 GDPR):
   You have the right to obtain confirmation at to whether or not personal data con-cerning you is being processed, and, where that is the case access to the personal data and the information specified in Art. 15 GDPR.

2. Right to rectification and erasure (Art. 16 and 17 GDPR):
   You have the right to obtain without undue delay the rectification of inaccurate personal data concerning you and, if necessary, the right to have incomplete personal data completed.
   You also have the right to obtain an erasure of the personal data concerning you without undue delay, if one of the reasons listed in Art. 17 GDPR applies, e.g. if the data is no longer necessary for the intended purpose.

3. Right to restriction of processing (Art. 18 GDPR):
   If one of the conditions set forth in Art. 18 GDPR applies, you shall have the right to restrict the processing of your data to mere storage, e.g. if you revoke consent, to the processing, for the duration of a possible examination.

4. Right to data portability (Art. 20 GDPR):
   In certain situations, listed in Art. 20 GDPR, you have the right to receive the personal data concerning you in a structured, common and machine-readable format or de-mand a transmission of the data to another third party

5. Right to object (Art. 21 GDPR):
   If the data is processed pursuant to Art. 6 para. 1 lit. f GDPR (data processing for the purposes of the legitimate interests), you have the right to object to the processing at any time for reasons arising out of your particular situation. We will then no longer process personal data, unless there are demonstrably compelling legitimate grounds for processing, which override the interests, rights and freedoms of the person con-cerned, or the processing serves the purpose of asserting, exercising or defending legal claims.

6. Right to lodge a complaint with a supervisory authority:
   Pursuant to Art. 77 GDPR, you have the right to lodge a complaint with a supervisory authority if you consider the processing of the data concerning you infringes data protection regulations. The right to lodge a complaint may be invoked in particular in the Member State of your habitual residence, place of work or the place of the al-leged infringement.

Purchase of products / Payment process in the BankingHub service area:

1. Purchase of products
   You can purchase various products in our online store. In accordance with Art. 6 Para. 1 Cl. 1 lit. b GDPR, we will store and use the personal data you submit to us in the course of placing an order exclusively for order processing purposes. We will use your e-mail address to inform you about the status of your order.
2. Use of payment services
   If you choose a payment method offered via the payment service provider “Stripe”, the payment will be settled by Stripe Payments Europe Ltd, C/O A&L Goodbody, Ifsc, North Wall Quay, Dublin 1, Ireland. Your data (credit card data (number, expiry date, security code), e-mail address, date, transaction number, amount) will be transmitted directly to Stripe. To settle your payment, your data will be processed on the basis of Art. 6 Para. 1 Cl. 1 lit. b GDPR. Further information on Stripe’s privacy policy can be found in the “Stripe Privacy Center” at https://stripe.com/privacy-center/legal and at https://stripe.com/privacy. If you choose to pay via PayPal, you will be redirected to the PayPal payment page at the end of your order process, where all you need to do is enter your e-mail address.
3. Duration of data storage
   Data relating to an order process is stored for three years after the order is completed, provided that no legal storage obligations (e.g. commercial law or tax law obligations under the German Commercial Code (Handelsgesetzbuch, HGB) and the German Tax Code (Abgabenordnung, AO)) require longer storage. The period begins at the end of the calendar year in which the event triggering the period occurs.