BankingHub Logo
BankingHub Logo

Finance & Risk

Regulatory innovations and requirements

Ways towards sustainable bank management: fulfilling a bank’s very own transformation functions; maturity, lot size and risk transformation.

abstract data stream as metaphor for navigating through the upcoming regulatory changes on the capital markets

MiFID III? Navigating through the upcoming regulatory changes on the capital markets

Despite being in force since 2018, many institutions still struggle to fully comply with MiFID II and MiFIR regulations. Recent supervisory actions conducted at
Read on »
Cargo containers as metaphor for the Corporate Sustainability Due Diligence Directive (CSDDD)

The CSDDD has been introduced: What are the additional requirements for banks and savings banks?

The Corporate Sustainability Due Diligence Directive (CSDDD) aims to prevent human rights violations and environmental harm during product and service manufacturing within the EU.
Read on »
Abstract cloud computing and network as metaphor for ECB guidelines on risk data aggregation

New ECB guidelines on risk data aggregation and risk reporting

Ever since the ECB’s announcement of its supervisory priorities for 2023–2025 in December 2022, followed by Andrea Enria’s keynote speech during the Annual Conference
Read on »
Colorful Montage of Buildings as metaphor for BaFin sets the focus on the credit institutions’ real estate portfolios

BaFin sets the focus on the credit institutions’ real estate portfolios

In addition to the usual audit types, BaFin has established “real estate business“ as a new focus area for its audits.
Read on »
Digital Operational Resilience Act (DORA) – new requirements and implications

Digital Operational Resilience Act (DORA) – new requirements and implications

DORA establishes a legal framework for the direct monitoring of critical third-party ICT service providers (especially large cloud computing service providers).
Read on »
Supervisory and market focus on interest rate and liquidity risks in the banking book

Supervisory and market focus on interest rate and liquidity risks in the banking book

Analytical framework for bank management to identify and eliminate weaknesses. In specific cases, it even uncovered earnings potential.
Read on »
Dynamic risk management – revised core model

Dynamic risk management – revised core model

Dynamic Risk Management (DRM) is a standard currently under development to reflect interest rate risk management measures in financial reporting.
Read on »
Liquidity management: modeling cash flows for variable bank products

Liquidity management – a comparison of approaches to modeling cash flows for variable bank products

Regulatory requirements merely provide the framework – the institution-specific implementation can be based on different modeling approaches.
Read on »
Cost management evolution

Cost management evolution

New models for cost governance in the context of market evolution, new competitive forces and regulatory requirements.
Read on »
Carbon accounting: Managing financed GHG emissions

Carbon accounting: Managing financed GHG emissions

The EU is facing a massive transformation of the real and the financial economy due to climate change. Operational and regulatory relevance of carbon
Read on »
EU taxonomy: special challenges for automotive banks

EU taxonomy: special challenges for automotive banks

When is an investment classified as taxonomy-aligned? The business of automotive banks against the background of the EU taxonomy.
Read on »
AI applications: BaFin’s regulatory requirements

BaFin’s regulatory requirements for AI applications

LISTEN TO AUDIO VERSION: Supervisors focus attention on AI Banks must follow suit – BaFin defines minimum requirements for use
Read on »
EU taxonomy: sustainable or not?

The EU taxonomy: sustainable or not? That’s the question

The EU taxonomy for sustainable investments is the key basis for assessing the sustainability of economic activities and is relevant for several other EU
Read on »
Business analysis stock graph backtest in crisis covid-19 for investment in stockmarket and finance business planning selective stock for Stockmarket crash and Financial crisis as metaphor for the article "Liquidity study 2020 – importance of liquidity risk management"

Liquidity study 2020 – developments in liquidity risk management

The regulatory developments of the past years highlight the huge importance of liquidity risk management and the associated challenges.
Read on »
Investment strategies and process isometric as metaphor for "Five years of IRRBB – a status quo assessment for interest rate risk management"

Five years of IRRBB – a status quo assessment for interest rate risk management

Interest Rate Risk Study 2020: Current implementation status of IRRBB requirements and challenges.
Read on »
Cityscape with abstract light trail as metaphor for "BIRD 5.0 – Opportunity for FinTechs and neobanks"

BIRD 5.0 – Opportunity for FinTechs and neobanks?

With Revolut, we took a fresh look at the BIRD initiative – Banks Integrated Reporting Dictionary – in terms of potential benefits.
Read on »
Market concept on screen as metaphor for "Effectively managing non-financial risks (NFRs) in an integrated manner and leveraging synergies"

Effectively managing non-financial risks (NFR) in an integrated manner and leveraging synergies

An integrated and consistent framework is the key to effectively managing non-financial risks
Read on »
Woman using futuristic digital interface display as metaphor for the article "LCR forecasting with AI"

LCR forecasting with AI

Artificial intelligence in liquidity management.
Read on »
Close-up. Person analyzing on computer as metaphor for "SREP guidelines require comparisons with competitors of business models"

SREP guidelines require comparisons with competitors

Approach for operational optimization and strategic decisions.
Read on »
Robot's interface as metaphor for "A Treasury that manages Itself with AI and Digital Technologies"

A Treasury that Manages Itself with AI and Digital Technologies

How digital transformation can succeed in Treasury and how it changes the Treasurer’s role
Read on »
Abstract image "data integration" in "the vision of company-wide data integration—bank-wide corporate dictionary 2.0"

The vision of company-wide data integration—bank-wide corporate dictionary 2.0

Company-wide integrated and harmonized data models at credit institutions as a solution for current and future challenges.
Read on »
Final EBA requirements for the estimation of downturn LGDs / BankingHub

Final EBA requirements for the estimation of downturn LGDs

Focus: Modeling of risk parameters – new importance for downturn parameters in IRBA model development.
Read on »
Abstract image: 3rd act of LCR – “fine-tuning” or LCR 3.0_BankingHub

3rd act of LCR – “fine-tuning” or LCR 3.0?

The European Commission publishes a Delegated Regulation (DelReg) LCR corrigendum.
Read on »
Asset management – the discomfort zone

Asset management—the discomfort zone

Defining a distinctive strategy for European asset managers.
Read on »
Abstract navigated network as metaphor for "The looming benchmark: Navigating the challenges of the IBOR transition"

The looming benchmark – IBOR reform process

Navigating the challenges of the IBOR transition.
Read on »
Integrated Financial Resource Management (IFRM)

Integrated Financial Resource Management (IFRM)

How to manage scarce financial resources in banks.
Read on »
Businessman flying on top of money

Basel IV: approach for determining the capital charges

SMA for operational risk finalized.
Read on »

Risk appetite framework as a chance to improve bank’s risk governance

How to valuably implement regulatory requirements.
Read on »

Straight-through processing: taking current opportunities and overcoming challenges

Case study: successfully implementing straight-through processing.
Read on »

The General Data Protection Regulation – organisational alignment of the Data Protection Officer

Design principles for organisation.
Read on »

TOPICS

One glowing light bulb that stands out from unlit or dim lamps on a blue background as metaphor for the BankingHub topics

Which banking topics are important for financial institutions?

Topics from A to Z »

Media

Paper green arrow growing up on smartphone and blue background. Growth business graph chart, stock market investment trading and trends concept as metaphor for the BankingHub media

See concise visualizations of facts and figures from Research & Markets, Banking, Innovation & Digital.

Media database »

Social Media

BankingHub on LinkedIn BankingHub on Instagram BankingHub on Facebook
Linkedin Instagram Facebook

Categories

BankingHub

Jetzt Vorsprung im Banking sichern!
Newsletter abonnieren

BankingHub-Newsletter

Analyses, articles and interviews about trends & innovation in banking delivered right to your inbox every 2 weeks